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Old 06-21-2022, 08:27 AM   #1
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Worth it or not

Hello
I have a Jayco class A motorhome and the factory warranty has just expired. I知 looking at the extended warranty痴 that are out there. I知 just not sure if it is worth the money to get one. Most are the cost of at least two major repairs out of pocket. Is it better to have the warranty or just chance it?
Thanks, Roger
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Old 06-21-2022, 09:07 AM   #2
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Use SEARCH and you will find many, many, threads about this topic. By the way, these are not extended warranties but insurance policies by independent companies instead of the manufacturer of the RV or it's appliances.

Quote:
Originally Posted by m16303 View Post
Hello
I have a Jayco class A motorhome and the factory warranty has just expired. I知 looking at the extended warranty痴 that are out there. I知 just not sure if it is worth the money to get one. Most are the cost of at least two major repairs out of pocket. Is it better to have the warranty or just chance it?
Thanks, Roger
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Old 06-21-2022, 09:09 AM   #3
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I'm sure there are other threads on this topic, but this is recent: https://www.irv2.com/forums/f59/exte...an-584645.html
Bottom line is that the companies that sell these plans are in it to make money, so based on averages, the average purchaser will pay more for the plan than the plan will pay out for repairs or they would go broke. In other words most people will be pre-paying for repairs they never need. Matter of luck?
Other factors are peace of mind, how difficult would it be to pay out of pocket if needed, and how handy are you at making repairs yourself etc.
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Old 06-21-2022, 09:20 AM   #4
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Roger,
It depends on how good a plumber, electrician, carpenter, mechanic you are ?
AND if you want to roll the dice.

Have you had any warranty work done yet ? Was it major ?

Mike in Colorado
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Old 06-21-2022, 09:39 AM   #5
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Quote:
Originally Posted by m16303 View Post
Hello
I have a Jayco class A motorhome and the factory warranty has just expired. I知 looking at the extended warranty痴 that are out there. I知 just not sure if it is worth the money to get one. Most are the cost of at least two major repairs out of pocket. Is it better to have the warranty or just chance it?
Thanks, Roger
Check your paperwork on items, such as water heater, stove, furnace, fridge, etc... some of these will have a 2-3-year warranty. Depending on the roof, it could have a 10-year warranty, if a epdm from Dicor.
Also check and see what your vehicle insurance will cover, like roof damage due to low branches, or stuff similar to that, etc...
So, check on this before you decide, you may get double coverage and not need it.
Our water heater had a 2-year warranty and the control board went bad, Atwood, now Dometic, supplied a replacement board at no cost, at 22 months.
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Old 06-21-2022, 11:01 AM   #6
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I would never buy an extended warranty on an RV!
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Old 06-21-2022, 09:07 PM   #7
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Put the premium payments in a bank account and when you sell the coach use the money to buy yourself a new car.

Bottom line insurance companies only function is to take your money and try to avoid paying claims.
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Old 06-22-2022, 05:25 AM   #8
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When we purchased our Bay Star, I was able to transfer the extended warranty purchased by the previous owner for $100. I did get an AC unit replaced under the warranty without any hassle. Keep in mind that extended warranties will not cover "normal wear and tear items". And, some mobile RV companies/technicians will not process warranty claims, so you have to end up doing it yourself.

But, at the cost of extended warranty plans, I agree that you should just take the money and put it in a savings account and use it for any major repairs.
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Old 06-22-2022, 05:47 AM   #9
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I would never buy an extended warranty on an RV!
Exactly! Just another way of getting your money. Overall you would most likely lose money than save with an extended warranty.
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Old 06-22-2022, 08:29 AM   #10
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Hello
Yes, but nothing major. I am fairly handy and can do most repairs.
Thank you
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Old 06-22-2022, 08:41 AM   #11
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Purely a personal choice. There will always be a story or two about the owner who "made out like a bandit" from an extended service policy. Like Las Vegas, these insurance companies are in the business to make money--so the "odds" are not on your side. I broke about even on my first contract, havent bought another contract since. My advice, for what it's worth--put the money in the bank and "let it ride!"
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Old 06-23-2022, 11:28 AM   #12
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Subjective at Best

Quote:
Originally Posted by m16303 View Post
Hello
I have a Jayco class A motorhome and the factory warranty has just expired. I知 looking at the extended warranty痴 that are out there. I知 just not sure if it is worth the money to get one. Most are the cost of at least two major repairs out of pocket. Is it better to have the warranty or just chance it?
Thanks, Roger
This is subjective at best, and we sell failure prevention and safety hardware, so take it for what it is worth:

There are a lot of ways to get out of paying extended warrantees, read the fine print. Do not get me wrong, they have their value.

But, we feel it best to invest in products that are engineered to make your equipment last longer and safer, such as fire extinguishers and surge protectors.

But, I am a self insured kind of guy, I fix all my own stuff.

Hope this helps
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Old 06-26-2022, 06:00 AM   #13
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Pay a bunch of money now for a problem you may never have and hope that the repair guy you find on the road will accept the policy.
Pay the repair guy directly if and when you have a problem. Everyone accepts Johnny Cash so it seems like a no brainer to me.
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Old 06-30-2022, 04:04 PM   #14
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After dealing with one on a former Class A, they were the biggist PIA’s to deal with. Seal seepage not covered, parts have to completely fail-not be on their way south, everything had to be inspected first, non covered part cause a covered part to fail not covered, on and on…. Needless to say never again
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