Well, hiya! Oh, those pictures! Looks as though you're having a great time. I am truly green-eyed.
Stop in more often, willya?
Cheers!
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Suspinz: Dabbler in Many Things
'16 Thor Tuscany 45 AT & '14 Jeep Cherokee; 2 bikes, 1 kayak, 1 walking stick. Feline furfaces Betsy & Tikka. Yes, the journey IS the destination!
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Mel I can tell you what early retirement is like. One minute your on top of the world, head dude/dudette in charge. Not rich but buying the nessessites and some wants in addition to putting back a little for later. THEN, it all changes. No money coming in and that, that you've saved your whole life, is going out.
At times you go into panic mode, not wanting to spend anything but little by little you remind yourself this is what you've been planning for your whole life, and besides you get tired of eating cat food! Lol
And, everytime you pay something off you get a raise! More money for fuel!
Steve was smart ( I'll regret I said that, he never forgets ) he had a plan to be debt free and has stuck too it, as far as I know.
We did stick to it. And - in the words of Robert Fort - that has made all the difference.
But - the truth is - getting comfortable with retirement in general - especially early retirement - takes planning, execution and faith. Even if you've worked yourself into a equal or otherwise comfortable retirement income that ₩#*k provided - your savings rate goes down. We are plowing a ton into the 401k right now. When the market goes down, it's troubling - but faith dictates - buying more for less is a good thing in the long run.
Once ₩#*k ends, downturns are little more serious - at least to me... To avoid the worry of needing to draw money in a downturn - I have set up a transition IRA account. When my 401K is ++ I make some sales and move the cash into that account. But you can't do that until 59.5 years old. Sometimes I put it in a bond fund or utility to earn a little something but mostly its cash and serves as that cash reserve we should all keep.
There is only real way to avoid the fear of unknown financial needs and that's to have Waynes money!!! I'm pretty sure he's thinking of adopting me.
Also - don't be greedy - take profits - and keep the cash reserve funded even before 59.5...
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Steve & Annie (RVM2)
2008 Fleetwood Bounder 38F ~ 325 ISB Turbo ~ Freightliner XC 2014 CR-V ~ Invisibrake / Sterling All Terrain
Sioux Falls, SD (FullTime Since Nov 5th 2014)
Crickets...
About to roll on out to get Bonita and run her up to have shades installed on the - command module - I will be glad to replace the black night shades and the side curtains. They worked but aren't very festive... or homey.
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Steve & Annie (RVM2)
2008 Fleetwood Bounder 38F ~ 325 ISB Turbo ~ Freightliner XC 2014 CR-V ~ Invisibrake / Sterling All Terrain
Sioux Falls, SD (FullTime Since Nov 5th 2014)
Quoting Steve: ..."in the words of Robert Fort, that has made all the difference."
My money is on Robert Frost. 😇
You related to Diane?
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Suspinz: Dabbler in Many Things
'16 Thor Tuscany 45 AT & '14 Jeep Cherokee; 2 bikes, 1 kayak, 1 walking stick. Feline furfaces Betsy & Tikka. Yes, the journey IS the destination!
Tim, you Possum and Les are ignoring me on the other thread - I even posted a special video for you Tim...
As for favorites - among the mutants I have no favorites - you all are my family - you are the Cousin Eddie family member.
No ignoring, you guys just flap too much and I can't keep up to you and your posts all over the place! LOL
I mean.....23,000 posts? Come on! LOL
Actual truth is I still work and too much. Only so many hours in the day. Spent all day yesterday at the office for a new server installation and migration. It sucks being the only one in the company that knows what to do in dealing with the IT guys.
__________________ Les (RVM12), Bonnie and 4 leggers Shelby and Tea Cup Triple E Empress A3802FW Diesel Pusher 330 Cat
FMCA-420438 Good Sam
You guys crack me up. Any excuse to have a party, just like when we were kids. I need to hit the lottery cause this working for a so called living is not cutting it anymore.
I'm with you!
__________________ Les (RVM12), Bonnie and 4 leggers Shelby and Tea Cup Triple E Empress A3802FW Diesel Pusher 330 Cat
FMCA-420438 Good Sam
Hey, Tim! How's that fence coming along? HOW many feet did you say it was to be? And how many board feet will that work out to be?
I'd offer to help, but have to plead age, insanity and distance. Although, given the right incentives, I do wield a mean hammer.
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Suspinz: Dabbler in Many Things
'16 Thor Tuscany 45 AT & '14 Jeep Cherokee; 2 bikes, 1 kayak, 1 walking stick. Feline furfaces Betsy & Tikka. Yes, the journey IS the destination!
Hey, Tim! How's that fence coming along? HOW many feet did you say it was to be? And how many board feet will that work out to be?
I'd offer to help, but have to plead age, insanity and distance. Although, given the right incentives, I do wield a mean hammer.
Sue that would be roughly 1000' of fence. Will try to get the remaining area cleared this winter when leaves and critters are gone and a good hammer wielder will come in handy with all those T-post! Lol
Been working on it for over a year, things like rally's, curiosity's and hosting keeps getting in the way. Have post driven for about half of already but will need to clear brush again before stretching wire. My buddy sold his dozer so that means doing by hand.
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Tim & Mary Discovery 40X. Jeep GCL RVM32
"I've been lost now, days uncounted..."GFR"
I'm pretty sure he's thinking of adopting me.
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