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Originally Posted by Elev8torguy
First time buyer and we are looking to finance a 2016 stryker 3010 toy hauler. Spoke with my wife's credit union and wasn't super happy with the terms. Interest rate was great. Who were people using? We are both 800+ credit score. Thanks for any direction.
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My experience and those I know personally is we have better luck with local institutions. Knowing your banker - difficult in this day of computers and your banker is 12,000 miles away and has difficulty with English.
In the past 15 years I have purchased four RVs, one travel trailer and three motorhomes, all over ten years old. I was able to secure what I wanted at a local bank where the decision maker is a person, not a computer generated reply. I have found that credit unions (local or national) operate on a different set of rules than does a bank.
Just an opinion, based on experienced.