Community Forums

Isaac-1 · 08-26-2022, 08:14 PM

The title pretty much sums it up, I am currently an FMCA member, my roadside assistance through them recently expired, I am thinking about switching to Escapees as I am finding I am getting less and less from my FMCA membership, and don't plan to attend any FMCA rallies in the foreseeable future, as the regional rally venue set for the next 3 years is on the far side of our region, farther than I would likely go for such events, so I am thinking about dropping it. I have read they both use the same provider, but don't know if there are program differences given that the Escapee rate is much lower than the FMCA rate, also I have read that the Escapee roadside assistance may have a max age for coach to be eligible, my coach is 21 years old now, does anyone know if this is true?

Any thoughts? We may have a trip coming up in 2-3 weeks so I need to make a decision.

Ray,IN · 08-28-2022, 02:40 AM

It's my understanding they use the same ERS company.
Don't forget, FMCA dues include the FMCA Assist program

Isaac-1 · 08-28-2022, 08:30 AM

It does, and it is a consideration, though after they choose to exclude coverage for Covid, I have to wonder what else will be excluded in the future.

Ray,IN · 08-28-2022, 11:29 AM

Quote:

Originally Posted by Isaac-1

It does, and it is a consideration, though after they choose to exclude coverage for Covid, I have to wonder what else will be excluded in the future.

It is all stated in the agreement fine print, including "pandemic".

NXR · 08-28-2022, 11:54 AM

Quote:

Originally Posted by Ray,IN

It is all stated in the agreement fine print, including "pandemic".

Pretty much every travel insurance program also excludes pandemic coverage.

My wife is on the Unaffordable Care Act and Ohio policies are all HMO; there are no PPO's.

So when we travel she takes out an insurance policy through Allianz, the people who provide many or the airline travel policies. Due to the drop in air travel Allainz came out with a US-only medical/dental policy for travelers who chose to not fly.

Allianz waived their pandemic exclusion for the COVID pandemic and now offers pandemic coverage in other policies as well. I thought FMCAssist did as well temporarily.

Ray