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02-17-2015, 07:43 AM
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#1
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Senior Member
Join Date: Jul 2013
Posts: 100
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Motorhome Insurance huge increase
Our insurance just came up due, we used National General through Good Sams. They just tried to pass a 40% increase to our coverage. We use the motorhome for six months, not very often and store it in a heated garage when we aren't using it. According to National General the 40% increase is standard.
So we quoted multiple companies, ended up with Progressive and got the same rate/coverage as we had with National.
Just wanted to see if anyone else had similar issues this year.
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02-17-2015, 07:45 AM
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#2
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Senior Member
Entegra Owners Club
Join Date: Sep 2012
Posts: 6,695
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They do it because they think they can...evidently, it must work with some folks. You did the right thing. Reshop it.
__________________
Dave and Beth
2015 Cornerstone 45J
2020 Ford F-150 Lariat
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02-17-2015, 08:18 AM
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#3
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Senior Member
Fleetwood Owners Club
Join Date: Jan 2010
Posts: 1,391
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Always make your agent shop for you. That's why you pay them.
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02-17-2015, 08:38 AM
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#4
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Registered User
Triple E Owners Club Ford Super Duty Owner
Join Date: Apr 2013
Posts: 1,745
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Quote:
Originally Posted by stuhly
Always make your agent shop for you. That's why you pay them.
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If they don't shop for you they are the wrong agent for you:thumb. I have always had my agent do the shopping. Twenty five years and the same agent. But I have gone through numerous insurance company's.
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02-17-2015, 09:32 AM
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#5
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Senior Member
Join Date: Oct 2011
Location: Ft wayne Indiana
Posts: 479
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We have been with progressive for three years I just received our renewal notice eighty dollars less than last year. Make sure to get the towing the price is right and when I had to use it I was more than happy with their service. Others may have had different experiences with them but I'm satisfied.
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02-17-2015, 09:38 AM
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#6
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Senior Member
Tiffin Owners Club
Join Date: Apr 2009
Location: Home in warm Sou Calif for the winter.
Posts: 1,401
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Yep, my National General insurance went from about $1300 every six months (mh plus four cars) to over $2800 every six months. Needless to say, I actively engaged in searching for a new insurance company and wound up with Geico. Of course, in six months, I'll probably be looking again.
I just don't know what it is with these insurance companies raising their rates drastically for no reason.
Ron
__________________
Ron, Sandie and Lilly
2013 Tiffin Phaeton 42LH 400 ISL | 2011 GMC Terrain SLT-2
Roadmaster All Terrain | US Gear Unified Brake System | Pressure Pro
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02-17-2015, 09:38 AM
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#7
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Senior Member
Join Date: Aug 2012
Posts: 852
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We saved $ 300 by switching to Progressive from GMAC, but the big issue for us was their coverage while travelling in Mexico.
__________________
1998 Newmar Dutch Star, 3126B Cat/ Freightliner
2003 Honda Element
" Don't let the same dog bite you twice "
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02-17-2015, 09:39 AM
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#8
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Member
Fleetwood Owners Club
Join Date: Apr 2014
Posts: 69
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We just got our renewal in from Progressive. We are full timers. There was an $11 increase for the year....not even a dollar a month, I can live with that.
__________________
Tracy, Byron, & Coco (rescue Chihuahua)
Full time since April 2013
2014 Fleetwood Bounder 35K; 2016 Jeep Wrangler
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02-17-2015, 09:53 AM
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#9
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"Formerly Diplomat Don"
Newmar Owners Club
Join Date: Apr 2005
Location: Moorpark, Ca.
Posts: 24,076
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They all do it. Those with Progressive will eventually get Flo'd! We had Progressive and in year four they almost doubled. Many throughout the country saw the same thing at that time.
My feeling....the insurance companies will NEVER show an allegiance to you, so don't worry about showing one to them. The minute they go up, go shopping!
__________________
Don & Mary
2019 Newmar Dutch Star 4018 (Freightliner)
2019 Ford Raptor
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02-17-2015, 10:08 AM
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#10
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Senior Member
Join Date: Aug 2012
Location: Florida
Posts: 198
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Quote:
Originally Posted by halla
Our insurance just came up due, we used National General through Good Sams. They just tried to pass a 40% increase to our coverage. We use the motorhome for six months, not very often and store it in a heated garage when we aren't using it. According to National General the 40% increase is standard.
So we quoted multiple companies, ended up with Progressive and got the same rate/coverage as we had with National.
Just wanted to see if anyone else had similar issues this year.
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I guess Marcus Lemonis needed to add to the bottom line
__________________
2006 Essex
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02-17-2015, 02:25 PM
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#11
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Senior Member
Join Date: Apr 2012
Location: Rainsville, AL
Posts: 320
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Just went through this with Blue Sky. Definitely you have to shop around (or have your agent do it) to find the best rates.
__________________
Lanny, Retired GySgt USMC
2022 Forest River Surveyor Legend 202RBLE
2023 GMC 1500 Sierra SLT
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02-17-2015, 04:32 PM
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#12
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Senior Member
Join Date: Feb 2011
Posts: 337
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Just dropped Hartford AARP on 2 cars and motorhome . Went to national Good Sam for almost $500 less. You have to keep switching. They all go up once they think they have you.
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02-17-2015, 05:09 PM
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#13
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Senior Member
Join Date: Jul 2011
Posts: 278
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If you live in So. California, consider Auto Club of So. Calif. We have 7 vehicles insured with them, and I find the rates to be overall very reasonable for our variety of vehicles (1-MH, 2-roadsters, 2-motorcycles, & 2-passenger cars). They have various discounts applied, but it's only ~$1600 for a year.
__________________
07 Newmar VTDP 3330
02 Kaw Vulcan Nomad 1500 on CruiserLift
16 GMC Acadia w/Air Force One & Blue Ox Avail
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02-17-2015, 06:19 PM
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#14
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Community Administrator
Tiffin Owners Club
Join Date: Sep 2013
Location: DFW, Texas
Posts: 21,517
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Quote:
Originally Posted by halla
Our insurance just came up due, we used National General through Good Sams. They just tried to pass a 40% increase to our coverage. We use the motorhome for six months, not very often and store it in a heated garage when we aren't using it. According to National General the 40% increase is standard.
So we quoted multiple companies, ended up with Progressive and got the same rate/coverage as we had with National.
Just wanted to see if anyone else had similar issues this year.
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We had the same thing happen with National General. They were hitting us with a forty percent increase so I checked with my homeowner policy company. I got the same coverage for less than last year's NG price.
Progressive did the same thing last year on my motorcycle and blamed it on a change in credit rating. They claimed to have checked Experian, but I contacted Experian and was told no credit check was done by Progressive. They lost my motorcycle and two cars over that fiasco.
__________________
2017 Phaeton 40IH XSH Maroon Coral - Power Glide Chassis with IFS
Previous '15 Tiffin Allegro RED 38QRA and '06 Itasca Sunrise 35A
'16 Jeep JKU Wrangler Sahara or '08 Honda Goldwing
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