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02-29-2016, 07:53 PM
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#1
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Junior Member
Tiffin Owners Club
Join Date: Dec 2014
Location: Arizona
Posts: 8
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RV insurance rates
I need some advice,
I am new to Rving and have ordered a 2016 phaeton 36gh. I started searching for insurance today and am getting quotes of $3000 a year. I have contacted Progressive, Geico and National General thru Good Sam. I saw a progressive quote of $1568 mentioned on the tiffin owners site. Would that be for 6 months? If it is than the $3K annually quote would be in line. I am an escapees member and have a Bushnell, Florida domicile address. I did ask for replacement coverage and have a clean driving record.
Thanks
Glenn
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03-01-2016, 07:20 AM
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#2
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Senior Member
Join Date: Jul 2000
Location: Chicago Metro
Posts: 3,963
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Quote:
Originally Posted by Gwoodward
I need some advice,
I am new to Rving and have ordered a 2016 phaeton 36gh. I started searching for insurance today and am getting quotes of $3000 a year. I have contacted Progressive, Geico and National General thru Good Sam. I saw a progressive quote of $1568 mentioned on the tiffin owners site. Would that be for 6 months? If it is than the $3K annually quote would be in line. I am an escapees member and have a Bushnell, Florida domicile address. I did ask for replacement coverage and have a clean driving record.
Thanks
Glenn
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wouldn't hurt to keep shopping. unless you're a full-timer be sure to check State Farm and always make sure you're comparing an apple to an apple..all of the quotes are for identical insurance coverage.
we have a 39' 2016 Itasca Suncruiser 38Q with State Farm. annual premium is right around $1100. but we have a gasser and I believe you have a diesel. we could likely find less expensive insurance but I've been with State Farm for 50-years and our customer service experience with them in regards to claims and such has been phenomenal.
__________________
Rich, Ham Radio, Sport Pilot
Retired 9-1-1 Admin.
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03-01-2016, 03:06 PM
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#3
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Junior Member
Tiffin Owners Club
Join Date: Dec 2014
Location: Arizona
Posts: 8
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insurance
Thank you, yes I'll be full timing. I'm thinking a broker might be the way to go
Glenn
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03-01-2016, 03:19 PM
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#4
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Senior Member
Country Coach Owners Club Solo Rvers Club iRV2 No Limits Club
Join Date: May 2011
Location: Vancouver, WA
Posts: 37,725
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When we bought the Magna GS wanted over $3,000 a year for it. Went to Miller Ins and they found Allied for about $1,300 a year.
__________________
2009 45' Magna 630 w/Cummins ISX 650 HP/1950 Lbs Ft, HWH Active Air
Charter Good Sam Lifetime Member, FMCA,
RV'ing since 1957, NRA Benefactor Life, towing '21 Jeep JLU Rubicon Ecodiesel
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03-01-2016, 03:55 PM
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#5
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Senior Member
Join Date: Oct 2014
Location: Port Orchard, WA
Posts: 4,217
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Quote:
Originally Posted by Gwoodward
I need some advice,
I am new to Rving and have ordered a 2016 phaeton 36gh. I started searching for insurance today and am getting quotes of $3000 a year. I have contacted Progressive, Geico and National General thru Good Sam. I saw a progressive quote of $1568 mentioned on the tiffin owners site. Would that be for 6 months? If it is than the $3K annually quote would be in line. I am an escapees member and have a Bushnell, Florida domicile address. I did ask for replacement coverage and have a clean driving record.
Thanks
Glenn
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You need to keep shopping! By the way, at what point are you no longer "full timing" it? I mean if you stay 30 days in hotels, friends places in a 1 year period, are you still "full timing" it for insurance purposes? 
__________________
Scot & Laura Kellersberger, U.S. Army (ret)
Newmar 4 wheel drive Dutch Star 3891, SOLD
Now RV'ing on the water in a Trawler!
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03-01-2016, 04:55 PM
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#6
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Junior Member
Tiffin Owners Club
Join Date: Dec 2014
Location: Arizona
Posts: 8
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insurance
Thank you,
I called miller and RV insurance professionals.
Both quoted me a better rate $2100.
Thank you Mr. D
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03-01-2016, 06:17 PM
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#7
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Senior Member
Freightliner Owners Club
Join Date: Mar 2002
Location: Western WA
Posts: 1,294
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Have you checked with Forest City Insurance Service in Forest City, Iowa www.fcisinsurance.com. They specialize in RV coverage.
__________________
Sold the Motorhome, joined the fully retired gang. '07 Winnebago Journey 34H, ISB-02, MH2500
Toad - '08 Ford Taurus X, Blue Ox, Aventa
US Gear UBS
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03-01-2016, 06:29 PM
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#8
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Senior Member
Join Date: Dec 2007
Posts: 982
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That is not it necessarily out of line especially with full replacement coverage FL insurance is higher than other states. But keep checking
__________________
Ron & Linda
2000 Dynasty 38PBS
Full time since 2007
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