I've posted this before but here is my solution and it has worked well for the past about 6 years now and well over 35k miles.
I experimented with rear hanging flap/guard and no rear hanging flap/guard on our last coach and saw no real difference as long as the rear flap was about 4+ inches off of the ground in the static condition.
We have flat towed Jeeps for over 175k miles now over the past 25 years and up until our latest Jeep we had not experienced any rock chips. I finally discovered it was the Jeep's aggressive tires actually throwing the rocks and NOT the coach.
Here is a thread that discussed this a while back as well as my solution that has performed flawlessly over the past nearly 6 years now.
Pictures of my setup are in post #5.
https://www.irv2.com/forums/f85/yj-t...ns-531534.html
It is quick and easy to setup or disconnect and has resulted in NO further rock chips to the coach or the Jeep even now running 37" tires.
Here are a few more detailed pics.