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03-21-2023, 01:06 PM
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#1
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Senior Member
Join Date: Oct 2014
Location: Indianapolis, IN
Posts: 207
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Be careful who you insure with
Due to my DW retiring in August we are moving to Kentucky since we own property there. Went to inform our insurance company that we insure our RV with and our premium went form $1000 a year to $4000 a year.
So please be careful if you move...
Safe travel and have fun..
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2017 Coachmen Leprechaun 311FS
2021 Chevy Equinox Toad
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03-21-2023, 01:13 PM
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#2
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Senior Member
Join Date: Nov 2015
Posts: 24,781
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Be careful where you move to..........
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I took my Medication today. HAVE YOU?
Dodge 3500 w/Tractor Motor & NUWA 5vr
US NAVY---USS Decatur DDG-31
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03-21-2023, 01:18 PM
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#3
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Senior Member
Workhorse Chassis Owner iRV2 No Limits Club
Join Date: Jul 2005
Location: USA
Posts: 4,947
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$1000 a year sounds kind of low for RV coverage. What Indiana insurance company is doing this to you? These states share a common border. Something's not quite right here.
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TandW
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03-21-2023, 03:40 PM
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#4
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Senior Member
Join Date: Oct 2014
Location: Indianapolis, IN
Posts: 207
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I was with National General which is an Allstate Company, the mistake was I went through Good Sam.
__________________
2017 Coachmen Leprechaun 311FS
2021 Chevy Equinox Toad
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03-21-2023, 03:48 PM
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#5
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Senior Member
Workhorse Chassis Owner iRV2 No Limits Club
Join Date: Jul 2005
Location: USA
Posts: 4,947
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So, get reinstated with your original carrier. You'll pay a cancellation fee to GS but it has got to be cheaper than staying.
In spite of all the hype we see advertised, changing companies seldom can save money and maintain the same types and amounts of coverage. Beware of agents who churn policies.
__________________
TandW
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03-21-2023, 05:34 PM
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#6
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Senior Member
Join Date: Oct 2014
Location: Indianapolis, IN
Posts: 207
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Quote:
Originally Posted by TandW
So, get reinstated with your original carrier. You'll pay a cancellation fee to GS but it has got to be cheaper than staying.
In spite of all the hype we see advertised, changing companies seldom can save money and maintain the same types and amounts of coverage. Beware of agents who churn policies.
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National General was through Good Sam. When we purchased the RV we were told they were the best and cheapest, NOT. I did go back to my original carrier same coverage and cost we were paying, not the $4000.00
__________________
2017 Coachmen Leprechaun 311FS
2021 Chevy Equinox Toad
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03-21-2023, 06:16 PM
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#7
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Senior Member
Join Date: Apr 2004
Posts: 3,569
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A $4000 premium is certainly not acceptable. However, we live in Kentucky, have National General through Good Sam, and our rate is $503 for a 2005 Safari Trek. We have had Good Sam for several motorhomes since they insured through GMAC, which then morphed into National General, and haven't seen anything negative from the Allstate purchase.
Interestingly, way back when, I changed from Allstate to Good Sam because at that time it was half the cost of Allstate.
Quote:
Originally Posted by John58
I was with National General which is an Allstate Company, the mistake was I went through Good Sam.
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__________________
George Schweikle Lexington, KY
2005 Safari (Monaco)Trek 28RB2, Workhorse W20, 8.1, Allison 1000 5 spd, UltraPower engine & tranny, Track bars & sway bars, KONI FSD, FMCA 190830, Safari Int'l. chapter. 1999 Safari Trek 2830, 1995 Safari Trek 2430, 1983 Winnebago Chieftain, 1976 Midas Mini
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03-21-2023, 06:59 PM
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#8
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Senior Member
Join Date: Aug 2001
Location: North America somewhere
Posts: 28,561
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Progressive Ins. has good rates. I couldn't deal with GS either.
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2000 Winnebago Ultimate Freedom USQ40JD , ISC 8.3 Cummins 350, Spartan MM Chassis. USA IN 1SG 11B5MX,Infantry retired;Good Sam Life member,FMCA. " My fellow Americans, ask not what your country can do for you, ask what you can do for your country. John F. Kennedy
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03-22-2023, 06:53 AM
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#9
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Senior Member
Join Date: Oct 2014
Location: Indianapolis, IN
Posts: 207
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Quote:
Originally Posted by Ray,IN
Progressive Ins. has good rates. I couldn't deal with GS either.
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Agree, I went back to Progressive we had them before for our Bounder and changed when we downsized, big mistake changing companies.
__________________
2017 Coachmen Leprechaun 311FS
2021 Chevy Equinox Toad
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03-22-2023, 07:24 AM
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#10
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Senior Member
Monaco Owners Club Freightliner Owners Club Holiday Rambler Owners Club
Join Date: Sep 2019
Location: Thornville, Ohio
Posts: 3,094
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Quote:
Originally Posted by Old-Biscuit
Be careful where you move to..........
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OB, you got that right. How they rate you is based on historical data for the area of demographics and item being insured.
I once moved 4 miles to the next zip code and my rates went up by 30%
__________________
Art & Joyce
Thornville, OH
Kia Soul pushing a 36' DP Endeavor
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03-22-2023, 07:40 AM
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#11
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Senior Member
Join Date: Jul 2018
Location: N/E IL
Posts: 1,694
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We have Hartford/AARP. Our rates have been very low because they understand we rarely drive two of our four vehicles, the motorhome being one of them. Our motorhome insurance costs us only $215.00 annually.
Last December I hit someone with my 2014 Altima, my fault, defiitely under 10 mph. My foot slipped off the brake pedal, then got caught behind it. My front bumper hit her rear bumper, an old SUV. Her trailer hitch pierced my grille causing a lot of extra damage. I worry what our next insurance bill will look like.
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Special Ordered Our 2007 Phoenix Cruiser 2350 Without A Slide-Out, Built On A 2007 Super-Duty E350 Chassis With 6.8L-V10 Engine. CLICK HERE FOR MANY PICTURES
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03-22-2023, 08:13 AM
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#12
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Senior Member
Join Date: Jan 2009
Posts: 4,564
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Quote:
Originally Posted by TandW
So, get reinstated with your original carrier. You'll pay a cancellation fee to GS but it has got to be cheaper than staying.
In spite of all the hype we see advertised, changing companies seldom can save money and maintain the same types and amounts of coverage. Beware of agents who churn policies.
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Changing companies after a rate hike has always saved me money. I would love to find a company to stay with but I'm not going to willingly accept a 10 or more percent premium hike at renewal time. I don't mind shopping when this happens,, which is at almost every renewal.
I've had Geico, Progressive, the Hartford, off and on many times. It's kinda funny how their rate goes up, I leave, then call them up again a year later and get a better rate.
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03 Itasca Sunova, Workhorse P32 with the 8.1 and 4L85-E
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03-22-2023, 11:35 AM
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#13
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Member
Join Date: Apr 2012
Posts: 49
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insurance
we moved to lawrenceburg, ky, last november. had foremost ins through brown&brown. new policy almost the same,about $1200 per year for a 2013 tiffin breeze.
contact info is below if interested.
Justin Blumenfield
Brown & Brown Ky
Personal Lines Manager | justin.blumenfeld@bbrown.com
CA License #0D07629
p. 800.400.0186 ext. 6086 | f. 888.296.7123
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03-24-2023, 03:30 PM
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#14
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Senior Member
Fleetwood Owners Club Freightliner Owners Club
Join Date: Nov 2010
Location: Texas
Posts: 4,283
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Got rid of comp and collusion years ago. No accidents I've caused in thirty years.
Saving over 2 grand a year!
My slush fund is growing very large....
__________________
Full Timers.
2015 Fleetwood Discovery 40E on a Freightliner XCS chassis with a Cummins ISL9 pulling 1 and/or 2 motorcycles, '07 Honda Accord OR a 17' Runabout Boat.
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