Originally Posted by mricet1005
Lichtsinn did not collect any sales tax. I paid the tax at the NJ MVC when I registered/titled the RV in NJ.
Yeah, was going to say this.
Vehicle sales are USUALLY taxed when the title is filed. So the out-of-state dealer will provide you with a title or certificate of origin filled out and possibly notarized along with a bill of sale. They will also get you a temporary registration, usually good for 30 days. (If you are buying from a private party out of state you can normally get a temporary registration from the DMV in that state as well.)
When you get to your home state, you file the title or certificate of origin with your DMV, and they will issue a new title to you, along with the registration and plates. As part of that process, you also provide the bill of sale showing how much you paid and pay the sales tax at that time.
If you are financing, the process might be a little different. The finance company needs to be listed on the title as a lien holder. One option is the old title will note that the vehicle is sold to you subject to a lien from the lien holder. When you apply for the new title that lien will be listed. Or you will be asked to sign a power of attorney to allow the finance company to file for the new title and registration on your behalf. The finance company will take the old title and send it to an agent in your state. That agent will apply for the new title and registration in your name, but make certain the title lists the lien holder properly. Either the finance company will include the tax in the financed amount and pay it on your behalf or you will need to give them a check for the tax which will be passed on to your state when their agent files for the title.
Any time the title on a vehicle changes it triggers an opportunity for tax. If you move to a different state there is generally a form that you need to fill out to indicate that the transfer shouldn't be taxable. Similarly if you gift a vehicle to a spouse or relative, or if you receive a vehicle in someone's will, you need to fill out a form that you are exempt from the tax.