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07-07-2015, 05:26 PM
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#1
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Senior Member
Coastal Campers Carolina Campers
Join Date: Feb 2012
Location: Florence, SC
Posts: 150
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Truck & camper insurance?
It's that time of the year for me to pay the insurance for the truck and 5'r, hurts my feelings to say the least. I have my 2007 Ford F-350 and 2008 Cameo insured with Geico, my yearly payment is about $1800. I'm sure there has to be a better way to insure our wheels and save some money to go toward everyone favorite past time. What are others paying for with similar rigs as ours? Looking for any assistance to save so travel monies.
John & Tonya Brown
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John & Tonya
2016 F450
2008 Carriage Cameo 37RE3
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07-07-2015, 09:12 PM
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#2
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Senior Member
Coastal Campers Carolina Campers
Join Date: Feb 2012
Location: Florence, SC
Posts: 150
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Sorry for some miss spelling, auto correct on mobile devices are often making me look ignorant.
John & Tonya Brown
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John & Tonya
2016 F450
2008 Carriage Cameo 37RE3
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08-19-2015, 07:47 PM
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#3
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Junior Member
Carolina Campers
Join Date: Aug 2015
Location: NC, for now.
Posts: 12
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We've also been looking into truck/camper insurance. We have yet to purchase either. Did you find a package deal somewhere? I know that if you only insure a camper with Progressive it isn't that expensive. ...well, from what we can gather so far.
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08-28-2015, 09:21 PM
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#4
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Senior Member
Join Date: Jun 2013
Location: Pa
Posts: 107
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That seems high. My rig costs me 860 a year for both. Full coverage with 500 deductible.
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2008 GMC Duramax 3500HD CC,LB,DRW With some hidin power mods  2007 Mobile Suites 36 SB3
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08-30-2015, 11:09 AM
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#5
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Senior Member
Join Date: Jun 2015
Location: Chicago Area
Posts: 635
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Quote:
Originally Posted by Appy
That seems high. My rig costs me 860 a year for both. Full coverage with 500 deductible.
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Hard to compare: rates are based on vehicle, location, mileage, driving record and credit rating.
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08-30-2015, 11:13 AM
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#6
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Senior Member
Join Date: Jun 2015
Location: Chicago Area
Posts: 635
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Live in high crime or above avg accident location, rate hike
drive vehicle with higher stolen rate or costlier to repair, rate hike
Have speeding tickets or accidents on record, rate hike
Drive twice the avg mileage, rate hike
Have low credit score, rate hike
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11-09-2015, 05:30 PM
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#7
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Junior Member
Join Date: Oct 2015
Posts: 12
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If any of you are a vet or have a parent that is a vet, ussa has great Rv insurance. I have full insurance including hail the works on my 5 th wheel and it was just an additional $70 per year. I love them!!
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11-10-2015, 04:30 AM
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#8
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Senior Member
Join Date: Feb 2012
Posts: 327
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I use USAA and it cost me an additional $150 a year to add the trailer.
__________________
Navy Retired
2020 Ram 2500 Big Horn 6.7 Diesel
2022 Grand Design Reflection 315RLTS
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11-10-2015, 11:16 PM
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#9
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Junior Member
Join Date: Oct 2015
Posts: 12
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USSA , sorry but they are the best if you can get them.
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11-10-2015, 11:19 PM
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#10
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Junior Member
Join Date: Oct 2015
Posts: 12
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USAA sorry I hate spell checker!
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12-17-2015, 08:09 PM
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#11
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Senior Member
Join Date: Sep 2009
Location: Florida
Posts: 779
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Quote:
Originally Posted by markandkim
I use USAA and it cost me an additional $150 a year to add the trailer.
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When did USAA start covering RVs? Last I checked they wanted us to go through Progressive.
__________________
2019 Newmar Canyon Star 3719
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12-17-2015, 09:02 PM
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#12
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Senior Member
Join Date: Aug 2010
Posts: 2,772
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Quote:
Originally Posted by Abnmarine
When did USAA start covering RVs? Last I checked they wanted us to go through Progressive.
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X2
Sent from my iPhone using iRV2 - RV Forum
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Terry & Alice
2006 Bounder 38L DP
2012 GMC Terrain
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12-18-2015, 08:06 AM
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#13
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Junior Member
Join Date: Jun 2012
Location: Middlebury, Indiana
Posts: 1
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We went through Good Sam which uses National General Insurance. Thankful we haven't had to use it yet! We have been full time since September 2015 in a 5th wheel.... Rates were reasonable but yes, it does depend on your state of residency, year and type of vehicle.
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12-19-2015, 10:20 PM
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#14
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Member
Monaco Owners Club
Join Date: Mar 2015
Location: Oregon
Posts: 46
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We went through Good Sam. Full coverage for our Dodge diesel, Toyota Landcruiser and Monaco Diplomat. $500.00 deductable and $1400.00 per year. Had a wind storm remove the roof from my shop and a roof panel took out the front a/c unit, satalite dish, and windshield on the Diplomat. Covered with no problems.
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Mike & Holly 1999 Monaco Diplomat 38A-1998 Toyota Landcruiser
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