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Old 02-03-2025, 04:52 PM   #43
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Originally Posted by F4Gary View Post
And plan F is not available anymore.
Yes it is. It's available to people who were first eligible for Medicare before 2020. And anyone who currently has a Plan F can keep it (and in fact may not have a choice if they're in a state that allows medical underwriting when buying a supplement outside the initial enrollment period, and their health conditions won't pass underwriting).

Generally Plan G is cheaper than Plan F even taking into account having to pay the Part B deductible, so I would wonder why someone would want to obtain or switch to Plan F, but being a bad idea is not the same as not being available.
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Old 02-04-2025, 11:43 AM   #44
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Yes it is. It's available to people who were first eligible for Medicare before 2020. And anyone who currently has a Plan F can keep it (and in fact may not have a choice if they're in a state that allows medical underwriting when buying a supplement outside the initial enrollment period, and their health conditions won't pass underwriting).

Generally Plan G is cheaper than Plan F even taking into account having to pay the Part B deductible, so I would wonder why someone would want to obtain or switch to Plan F, but being a bad idea is not the same as not being available.
Yea, I had plan F at first and then while enrolling my wife 5 years later (F not available to her), my rep at USAA asked me if I had compared the costs of F vs G. She showed me what I was paying for F and what I would pay for G + deductible and I changed plans right then.
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