AARP Plan G vs United Healthcare Plan G

[Arctickats]

I have 2 quotes for the above medical coverage. Will be entering the Medicare ranks in July. One quote is from AARP and another from Boomer benefits. Both are 123.00. The AARP quote states that this is with a 36 pct discount that will decrease by 3 pct a year. The Boomer Benefits quote says to expect @ 3 to 5 percent rate increase per year. So my question is, for the same plan, carrier and location will the rates for the same UHC policy Increase at the same level or will AARP rates increase faster due to loss of yearly discount. I am basically trying to determine if it is worth dealing with AARP? TIA

[Camper25]

My dad died in 2009.... I still get junk mail from a a r p on his behalf....... no thanks.

[F4Gary]

Originally Posted by Camper25

My dad died in 2009.... I still get junk mail from a a r p on his behalf....... no thanks.

I don't get any junk mail from them and I'm a member for the Hartford ins.

[jeanluc001]

I would deal directly with an insurance co. aarp gets a kick back from said co. to direct it's members to certain plans and services. go on medicare website and find all plans in your area and price them out. plan g is the same coverage. just the cost is different among the insurance carriers.

[twogypsies]

Originally Posted by Camper25

My dad died in 2009.... I still get junk mail from a a r p on his behalf....... no thanks.

All you have to do is to give them a call and tell them to take the name off all mailings.

The same if someone is using AARP for insurance, etc. Just ask them to remove you name from all mailing lists.

We did this for everything when we went full-time - catalogs, bank card offers, etc. During our 16 years of full-timing we didn't get a one piece of junk mail. It's best to get on it as soon as you sign up for anything. It really does work.

[twogypsies]

Originally Posted by Arctickats

I have 2 quotes for the above medical coverage. Will be entering the Medicare ranks in July. One quote is from AARP and another from Boomer benefits.

Are you looking at Medicare Advantage supplements? If you're planning to go full-time a regular Medicare Supplement is a lot easier if you're planning to travel a lot. You don't have to get referrals, you can go to any doctor that accepts Medicare - and most do and you don't have to pay co-pays at the visit.

[F4Gary]

Originally Posted by twogypsies

Are you looking at Medicare Advantage supplements? If you're planning to go full-time a regular Medicare Supplement is a lot easier if you're planning to travel a lot. You don't have to get referrals, you can go to any doctor that accepts Medicare - and most do and you don't have to pay co-pays at the visit.

Plan G is not Medicare Advantage.

[wildtoad]

As I read the ops post AARP giving a 36% discount the first year resulting in the same rate as boomers? Looks to me AARP spreading manure. I think in most cases all plans have the same coverages and at the same price. Both companies are telling you there is a price increase every year.

[BillJinOR]

Yes supplements, G F etc are all .... the exact same coverage that is mandated by law , so coverage is the same. Not all insurers insure all areas. Rates vary by location , state and I assume county. When I moved to Florida my F supplement increased 30 bucks a month .. same company insured here also.
Each insurer sets their own rates so there is some variety in what you can pay. Each year they can adjust ( increase) the premium to all .. but can’t refuse continuous coverage. Generally senior groups advise to select the cheapest unless you are unhappy with the company for some other reason but they all must pay out exactly the same for each event.

[twogypsies]

Originally Posted by F4Gary

Plan G is not Medicare Advantage.

Oops... I missed that.

[av8tor2]

Perhaps i don't understand the question very well, however.......We have AARP's Medicare Advantage plan, and it IS, United Healthcare coverage. Bought it under AARP's banner, but it actually is UHC.

[skypilot_1]

Originally Posted by F4Gary

I don't get any junk mail from them and I'm a member for the Hartford ins.

To use The Hartford insurance coverage only have to be AARP member the 1st year of coveraage. Motor home has been covered for 8 yrs and not a AARP member.

[TXiceman]

If you go through AARP and United Healthcare, they will stick you with Optum RV for the part D. This si a absolute worst drug plan out there. The phone operators are off shore and speak poor English. The mail order drugs are shipped to wrong addresses.

You do not have to take their part D, We wound up getting the part D from Silver Scripts and can get refills at Walmart for no additional cost. With Optum RX, it cost more.

Ken

[ajsfla]

Originally Posted by Camper25

My dad died in 2009.... I still get junk mail from a a r p on his behalf....... no thanks.

If I refused to consider ANY company who junk random mail to me I would have limited my choices way too much.

I have United Health thru AARP been happy with it. Had it for my supplement insurance and scripts both for 4 yrs no complaints

Use a couple other AARP benefits from time to time so guess I'm happy with them.

BOTTOM LINE get the plan you want / need now you can always change