Originally Posted by grantmnc
We are full timers and retired. We are both under 65 and are looking at dental coverage options . . . I am thinking we may just pay as we go. I've seen others on this forum suggest this as an alternative. Obviously, it's a bit of a gamble in case of a large issue.
First, since youíre full timers, Medicare Advantage plans are probably not a good option since these plans may not cover you nationwide ó which is why full timers typically select standard Medicare A and B . . . but since youíre under 65, you canít get Medicare yet . . . a fact overlooked by most responders in this thread.
We havenít had dental insurance for about 10 years and use pay as you go. It ainít cheap, but we both do yearly checkups with the usual x-rays, cleaning, etc. The big ticket items are crowns. I had two for about $1000 each. Most expensive for me was an abscess for about $1500.