You need to go with Tricare Standard. That allows you to utilize any health care with out messing around with networks, treferrals etc. You will have a higher deductible and copay. However your capped out at $3k annual catistrofic. Frankly we used Campus and Tricare exclusively even when Ron was still on active duty. Following retirement we stayed on it. It also transitions right into Tricare for Life when you hit 65.
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Ron & Linda
2000 Dynasty 38PBS
Full time since 2007
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