 |
03-30-2022, 12:33 PM
|
#1
|
|
Junior Member
Join Date: Feb 2020
Posts: 1
|
Health Insurance
Going full time in the fall and looking heath insurance plan that will cover needs anywhere we happen to be. Under 65 and no brick and mortar. Any suggestions? Thank you.
|
|
|
 |
Join the #1 RV Forum Today - It's Totally Free!
iRV2.com RV Community - Are you about to start a new improvement on your RV or need some help with some maintenance? Do you need advice on what products to buy? Or maybe you can give others some advice? No matter where you fit in you'll find that iRV2 is a great community to join. Best of all it's totally FREE!
You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with other RV owners, see fewer ads, upload photographs, create an RV blog, send private messages and so much, much more!
|
|
03-30-2022, 12:40 PM
|
#2
|
|
Senior Member
Join Date: Jun 2018
Location: Los Angeles area
Posts: 1,416
|
Following...
Also interested as I'm 70 and my better half just turned 65...
Mike
__________________
Semi-retired technogeek...electronics / computer / 2-way / ham radio... WA6ILQ (45+years)
1985 Fleetwood 32' Southwind (Chev P30/454/TH400), dubbed "Lazarus" by friends... I resurrected it from the dead...
|
|
|
|
|
03-30-2022, 01:17 PM
|
#3
|
|
Senior Member
Join Date: Oct 2017
Location: Full Timing From SW Florida
Posts: 1,950
|
There could be a 1,000 suggestions and none might be really good for you. Much will depend on what State/County you will domicile in. We have friends who are FTers and Florida residents. They have Florida Health care and don't pay co-pays and one couple even gets their medicare reimbursed each month. They travel during the summer and can get medical in any State.
__________________
Stand For The Flag.....Kneel For The Fallen
Gave Up Full Time RV Traveling 2023.
U.S. Army: VN 71-72 (64B20)
|
|
|
|
|
03-30-2022, 02:41 PM
|
#4
|
|
Senior Member
Monaco Owners Club
Join Date: Mar 2014
Location: Somewhere Nice
Posts: 1,466
|
When we went full time five years, (not really full time as we store coach for a few months each summer while living with our kids) we moved our domicile to Florida to access their excellent HC plans. We had Florida Blue for three years and paid nothing. Our PPO plan covered us anywhere we went, not a in-network plan.
__________________
2008 Monaco Dynasty Squire
Paul & Luci
|
|
|
|
|
03-30-2022, 03:36 PM
|
#5
|
|
Senior Member
Join Date: Aug 2011
Location: Enjoying the Western States!
Posts: 19,795
|
Type in 'medical insurance' in the small Search box at the top of the screen and many posts appear. Here is one:
https://www.irv2.com/forums/f92/heal...ce-568402.html
__________________
Full-timed for 16 Years . . .
Traveled 8 yr in a 2004 Newmar Dutch Star 40' Diesel
& 8 yr in a 33' Travel Supreme 5th wheel
|
|
|
|
|
03-30-2022, 04:58 PM
|
#6
|
|
Senior Member
Join Date: Jul 2010
Posts: 5,337
|
Check out a blue cross Medicare supplemental. Medicare accepted nation wide, supplemental should cover what Medicare copays and deductibles.
Quote:
Originally Posted by AnotherMike
Following...
Also interested as I'm 70 and my better half just turned 65...
Mike
|
__________________
Tom
2016 Newmar Bay Star Sport 3004
2021 Jeep Gladiator Sport Willys
|
|
|
|
|
03-31-2022, 09:08 AM
|
#7
|
|
Senior Member
Alpine Owners Club
Join Date: Sep 2005
Location: Traveling in North America
Posts: 2,248
|
Quote:
Originally Posted by AnotherMike
Following...
Also interested as I'm 70 and my better half just turned 65...
Mike
|
You're easy - you will be on Medicare. Only question will be what type of Supplemental Insurance to cover the 20% that Medicare doesn't pay you want to get. Most full timers find that a Medicare Part C plan (Medicare Advantage) doesn't work for them because of the restrictions as to areas they cover, etc. Currently a Part G Supplemental is the way a lot of people go.
__________________
Barbara & David O'Keeffe
Figment II (Alpine 2002 36 MDDS)
On The Road since 2006
Blog
|
|
|
|
|
04-19-2022, 01:44 PM
|
#8
|
|
Junior Member
Join Date: Apr 2022
Posts: 4
|
It is better to seek instructions from your locality because it will vary according to the state or country in which you are living. Others can give you lots of suggestions, including me, but that may not be helpful to you.
|
|
|
|
|
04-20-2022, 01:11 PM
|
#9
|
|
Senior Member
Join Date: May 2009
Location: Mariposa, CA
Posts: 3,933
|
Quote:
Originally Posted by Dedhed
Going full time in the fall and looking heath insurance plan that will cover needs anywhere we happen to be. Under 65 and no brick and mortar. Any suggestions?
|
Suggest you look at ACA plans in one of the following states: AK, AL, AR, CA, FL, ND, or WY.
I believe there are Anthem/Blue Cross/Blue Shield nationwide ACA health plans in each of these states.
__________________
2003 - 2010: 2004 35' National RV Sea Breeze LX 8341
2010 - 2021: 2001 41' Newmar Mountain Aire 4095
2021 - ???? : 2001 31' National RV Sea View 8311
|
|
|
|
|
04-27-2022, 05:40 AM
|
#10
|
|
Senior Member
Join Date: Sep 2011
Posts: 413
|
Quote:
Originally Posted by TechWriter
Suggest you look at ACA plans in one of the following states: AK, AL, AR, CA, FL, ND, or WY.
I believe there are Anthem/Blue Cross/Blue Shield nationwide ACA health plans in each of these states.
|
This. We've had no problems with BCBS.
I'm not a huge fan of big chains but will admit, having my prescriptions on file at Walgreen's has been pretty slick, you can transfer them around the country with one phone call.
Access to medical care is one consideration in establishing domicile imo. Kind of hard to miss in Florida, where we "live" (that's my story and I'm sticking to it). So I have an address, a doctor, and a pharmacy all within the same geographic area.
We initially went through St Brendan's Isle to establish residency, that would have "located" us right outside of Jacksonville with access to the Mayo health system, which has advantages for us I think
__________________
2008 Tiffin Allegro Bus
2014 Lincoln MKX
|
|
|
|
|
Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
|
|
|
Posting Rules
|
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts
HTML code is Off
|
|
|
|
» Recent Discussions |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Linear Mode
