Journey with Confidence RV GPS App RV Trip Planner RV LIFE Campground Reviews RV Maintenance Take a Speed Test Free 7 Day Trial ×
RV Trip Planning Discussions

Go Back   iRV2 Forums > RV LIFE STYLES FORUMS > Full-Timers
Click Here to Login
Join iRV2 Today

Mission Statement: Supporting thoughtful exchange of knowledge, values and experience among RV enthusiasts.
  This discussion is proudly sponsored by:
Please support our sponsors and let them know you heard about their products on iRV2
Thread Tools Search this Thread Display Modes
Old 07-27-2011, 04:48 AM   #1
Senior Member
mrschwarz's Avatar
Winnebago Owners Club
Texas Boomers Club
Freightliner Owners Club
Join Date: Jul 2006
Posts: 925
Send a message via Skype™ to mrschwarz
Health Insurance - Texas High Risk Insurance Pool - How to choose an area

I currently live in Texas. We are in the process of putting our house on the market and heading out on the road. I will be retiring at the end of the year and I will have a few years to go before I am 65. I had a heart attack a couple of years ago and now private insurance is out of the question. Texas has a high risk pool for people like me, once my COBRA benefits have been exhausted.

Being a resident of Texas still makes sense for me and I was planning to join Escapees and using Livingston as my domicile. Rates for the high risk pool are set based on 'areas', which are groups of zip codes. The higher the area number, the higher the monthly premium. I currently live in Flower Mound, which is in Area 4. My premium will be $868. Livingston is Area 5. The premium increases to $910.

If I am in Area 1, like in West, my premium would be $693. That's more than $200 per month savings. Does anyone know how to establish a domicile? Is it as simple as getting a mail box in the right zip code?

On the other hand, is anyone else in the same boat as me in a different state? The above premiums are for an individual with $5,000 deductible. What are some of you paying in other states?
2017 Allegro Bus 45OPP, Cummins ISL 450, Allison 3000
mrschwarz is offline   Reply With Quote
Join the #1 RV Forum Today - It's Totally Free! RV Community - Are you about to start a new improvement on your RV or need some help with some maintenance? Do you need advice on what products to buy? Or maybe you can give others some advice? No matter where you fit in you'll find that iRV2 is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with other RV owners, see fewer ads, upload photographs, create an RV blog, send private messages and so much, much more!


insurance, texas

Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

Similar Threads
Thread Thread Starter Forum Replies Last Post
Galvestion, TX Area - A New CG in the area Wayne M Camping Locations, Plans & Trip Reports 4 05-20-2011 08:55 AM
Health Insurance Alpenliteman General Discussion 5 09-04-2008 03:48 PM
campgrounds in Kerrville texas area tom41 Camping Locations, Plans & Trip Reports 6 07-24-2008 11:44 AM
Only in Texas Madame Boomer South Central Region 3 05-09-2007 05:14 AM
TEXAS BOOMER MEMORIAL DAY RALLY Madame Boomer South Central Region 80 05-31-2005 06:51 AM

» Featured Campgrounds

Reviews provided by

All times are GMT -6. The time now is 10:19 PM.

Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2023, vBulletin Solutions, Inc.