Is nationwide medical still important?
With the expansion of telemedicine these past Covid years, is nationwide coverage still a concern for medical? Half of my appointments with my local docs are now virtual as it is.
Urgent care is still covered at a reduced cost out of network under nearly all plans from what I can see, if I need to see someone before I could go back to my domicile state.
Looking at my recent claims on my employer based coverage my semi-annual labs are billed at $250 so covering that twice a year is not a big deal if I lose that plan.
Pharmacy is not an issue if I use a national chain like CVS or Walgreens.
Not old enough for Medicare. May lose employer coverage if they push back against my desire for going full time and I have to move to a contractor type arrangement with them (or retire early), so trying to decide if national coverage is important in my case.
Of course finding a doc in the plan I may change to would have to be good with virtual visits on occasion.
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