Quote:
Originally Posted by roaming nana
When we tried to change from Florida to South Dakota my car tags went from $60 to $250 and my ins went up $300. I'll keep fl.
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Because of hurricanes, FL and TX has pretty high insurance. South Dakota doesn't have hurricanes...that's why they are often much less expensive.
Oftentimes, folks will see their insurance rates go up because they don't realize that insurance companies use credit scores, accident records and even location. Also, that person may have had the insurance for a long time and the insurance company hasn't raised their rates on them but when the policy changes, all bets are off. Another thing that matters a lot in pricing is you must give the insurance agent your social security number so that they can run your credit report. If you do not, then you are automatically placed in the very highest and expensive pool.
AND...sometimes when people are thinking about being an RVer, they don't realize that the rate they pay on the insurance when the RV is tied to their homeowners is going to be quite different when they sell the house and they get insurance on the RV by itself. It also matters what the insurance company is. State Farm and Allstate for example have priced themselves out of the market in SD.
I guess what I'm saying is there are many variables.
As to your car tags...that just doesn't make sense. My Saturn costs me $39...a long way from $250. I've also got a Ford F350 Dually...that heavy truck only costs me $59. Even a brand new F350 would run only about $80 +/- in SD.
I certainly hope you don't take this insulting in any way because I don't mean it that way at all but it sounds like you maybe just got some bad advice from someone.
South dakotaninsurance
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