Wood stove in the RV? Who will insure it?

[Argosy]

Face the facts, it's not likely you'll find anyone to insure that setup unless you're willing to pay the value of the RV upfront in premiums and continue to do that every year. People do enough stupid things in RV without adding a wood stove to the mix.

I've got to ask though. As someone who grew up without central heat I really can't imagine wood heat in an RV would be anything but a miserable experience, you're attempting to heat a long narrow low ceiling tube full of cabinets. Every wood stove has clearance to combustible surfaces, most likely you won't be able to meet those standards without stripping cabinets, etc. and putting it in the middle of the floor. Then you get to the mess from the wood and ashes, inevitable smoke, keeping the fire going, especially in a small stove overnight.

Wood stoves dry everything out, we always kept a pot of water on it. Can't do that in an RV because the far end will be dripping from the condensation on the walls and ceiling. And drying the RV out is a real problem.

To survive, anything is on the table. If you can get propane, use an electric heater/fireplace, think long and hard about what you're getting into.

[Kid Gloves]

Here’s an example.

[Freebird2020]

I love wood heat. Burnt it for 20 plus years. I have thought about it myself but there is just no way to make sure it is always safe if you actually travel in your RV.

My first house was actually a Mobile Home that I ordered with a wood burning fireplace. I loved it and worked really well down to the teens.

No one will insure this application. Or if they did it would be cost prohibitive.

Your best bet is to self insure.

That could change if a manufacturer came out with one as a factory option someday but not likely.