Medicare advantage plan for retiree’s

[georgelesley]

I am retired USAF and wife and I are on tricare for life. In helping a non vet friend new to Medicare I found out that some military retiree’s find the advantage plans worthwhile. i see the ads about dental, vision, money back, etc. As 100% VA disabled I dismissed it for me until I was told by an agent that United Health Care has overseas coverage as well, something standard Medicare does not, although tricare supposedly does.

So, because we do travel some overseas, especially the wife, that caught my attention. The wife also liked getting dental and money back of course. I was also told we could still go to our doc’s because in this area and indeed nationwide most doc’s are in the plan.

Any mil retiree’s have experience with these plans good or bad?

[scbwr]

There are many plans available, and some have many benefits. All you can do is compare benefits and costs. I'm not a vet, so we didn't have access to any military benefits. So, we're on Medicare and have a supplemental plan through United Health Care. The plan is the "F" level for Medicare coverage which has worked well for us, and we carry prescription drug plans and supplementary dental insurance.

All you can do is shop carefully and determine what level of coverage will work for you as well as the monthly bill. Most folks want more than basic Medicare coverage, so any additional coverage will cost!

[TXiceman]

As noted, many Advantage plans have a limited network for the benefits to be used. Be sure and check carefully if you are area or Doctor restricted.

Ken