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Showing results 1 to 6 of 6
Search took 0.00 seconds. Search: Posts Made By: Azpugman
Forum: Class A Motorhome Discussions 11-10-2017, 09:19 AM
Replies: 32
Views: 4,560
Posted By Azpugman
Yes, common in the marine industry to require the...

Yes, common in the marine industry to require the marina to be named "additional insured" and some may require higher liability limits. Two reasons, if you are moving your vessel and hit something,...
Forum: Class A Motorhome Discussions 11-09-2017, 08:02 PM
Replies: 32
Views: 4,560
Posted By Azpugman
Unless it can be shown, to the satisfaction of a...

Unless it can be shown, to the satisfaction of a judge or jury, that the exact origin of the fire was related to a previous known defect, the owner has zero liability. In other words, if the owner...
Forum: Class A Motorhome Discussions 11-09-2017, 07:21 PM
Replies: 32
Views: 4,560
Posted By Azpugman
What you have missed is that for an Umbrella to...

What you have missed is that for an Umbrella to come into play you have to have a "covered" loss within the underlying liability. HO will only come into play for contents coverage. Liability for HO...
Forum: Class A Motorhome Discussions 11-09-2017, 06:22 PM
Replies: 32
Views: 4,560
Posted By Azpugman
No, homeowners "might" cover loss of contents but...

No, homeowners "might" cover loss of contents but nothing else, the umbrella would only come into play if the underlying limits are breached and then only if direct liability could be pinpointed (ie...
Forum: Class A Motorhome Discussions 11-08-2017, 10:34 PM
Replies: 32
Views: 4,560
Posted By Azpugman
You clearly don't understand liability insurance...

You clearly don't understand liability insurance and what it covers and doesn't cover.

There exists reams of case law where a vehicle in a parking lot is unattended, catches fire and damages...
Forum: Class A Motorhome Discussions 11-08-2017, 10:03 PM
Replies: 32
Views: 4,560
Posted By Azpugman
Actually his liability coverage has nothing to do...

Actually his liability coverage has nothing to do with it unless he was driving at the time. Liability, at least in Oregon, is for driver caused accidents not a fire of mysterious origin. Each...
Showing results 1 to 6 of 6

 
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