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Search: Posts Made By: kcdogger
Forum: MH-General Discussions & Problems 10-27-2020, 11:59 AM
Replies: 7
Views: 337
Posted By kcdogger
If that is for a year, it's a great deal. If it...

If that is for a year, it's a great deal. If it is a semi-annual premium that is probably still great. Quarterly, probably fair. Monthly, shop around some more or you have some issues with...
Forum: Entegra Owner's Forum 10-26-2020, 07:07 PM
Replies: 45
Views: 2,620
Posted By kcdogger
The saddest thing about your post is the fact...

The saddest thing about your post is the fact that in a Dollar to donut exchange, the guy who gets the donut now comes out ahead not only gastronomically but economically as well.
Forum: MH-General Discussions & Problems 10-26-2020, 03:51 PM
Replies: 7
Views: 337
Posted By kcdogger
Insurance rates are going to depend on a whole...

Insurance rates are going to depend on a whole lot of variables. Your driving record will be number one. Whether or not you qualify for a multitude of discounts will have an impact. Whether or not...
Forum: iRV2.com General Discussion 10-26-2020, 10:35 AM
Replies: 72
Views: 8,028
Posted By kcdogger
Since you have impeccable foresight, what is the...

Since you have impeccable foresight, what is the market going to do in the next two weeks since we have a potentially market changing election in 8 days? ON EDIT: Did you sell everything on Friday...
Forum: iRV2.com General Discussion 10-26-2020, 10:02 AM
Replies: 72
Views: 8,028
Posted By kcdogger
You are leaving out the fact that by buying the...

You are leaving out the fact that by buying the home outright, I have the cash flow you are using to pay the mortgage available to invest. Assuming we both invest with equal success, when all is said...
Forum: iRV2.com General Discussion 10-25-2020, 04:30 PM
Replies: 72
Views: 8,028
Posted By kcdogger
Guess you are a savant since the S&P is only up...

Guess you are a savant since the S&P is only up 7.44% for the year. Outperforming the market by 700% consistently puts you in a class literally by yourself. Not even Warren Buffett in his prime had...
Forum: iRV2.com General Discussion 10-25-2020, 10:46 AM
Replies: 72
Views: 8,028
Posted By kcdogger
What safety nets would you prefer? The US has...

What safety nets would you prefer? The US has Social Security, Medicare, Medicaid, tax advantaged savings programs such as 401Ks and multiple IRAs. We have a tax system that has rates lower than...
Forum: iRV2.com General Discussion 10-25-2020, 10:35 AM
Replies: 72
Views: 8,028
Posted By kcdogger
With all due respect to pure math, a 1% spread in...

With all due respect to pure math, a 1% spread in your advantage in interest rates on a mortgage vs income on investments is not exactly the complete story. That income earned on your investments...
Forum: iRV2.com General Discussion 10-22-2020, 10:12 AM
Replies: 25
Views: 1,360
Posted By kcdogger
In my opinion, neither of the two states you...

In my opinion, neither of the two states you mentioned (Montana and Nebraska) are suitable for winter living in any RV. RVs are not built to handle extreme cold conditions over long periods of time....
Forum: Monaco Owner's Forum 10-19-2020, 04:48 PM
Replies: 66
Views: 6,651
Posted By kcdogger
Showing the seller you have $500.00 that is not a...

Showing the seller you have $500.00 that is not a deposit, doesn't take the rig off the market or anything else is hardly showing the seller you are serious. This is exactly the reason when I take a...
Forum: Monaco Owner's Forum 10-19-2020, 11:58 AM
Replies: 66
Views: 6,651
Posted By kcdogger
The concept of a deposit sure has gotten watered...

The concept of a deposit sure has gotten watered down. If they are to be 100% always refundable what is the point? I doubt the seller got very much satisfaction sitting on someone's $500.00 for a...
Forum: Just Conversation 10-19-2020, 11:43 AM
Replies: 105
Views: 10,663
Posted By kcdogger
If your only goal is to not work, that is a bad...

If your only goal is to not work, that is a bad plan. You need to fill that time with something. When we owned our RV park we had 6 months off each winter. Filling that time was often very...
Forum: iRV2.com General Discussion 10-19-2020, 11:27 AM
Replies: 12
Views: 750
Posted By kcdogger
We often take our 45' pusher to places that bring...

We often take our 45' pusher to places that bring to mind this verse from Johnny Horton and the Battle of New Orleans:
"Yeah, they ran through the briars
And they ran through the brambles
And...
Forum: iRV2.com General Discussion 10-19-2020, 11:20 AM
Replies: 34
Views: 2,890
Posted By kcdogger
The quote low prices because it is in their...

The quote low prices because it is in their interest to sell the rig, not to maximize the amount you get. If they can convince you to accept setting a selling price $5000 lower than the actual...
Forum: iRV2.com General Discussion 10-18-2020, 12:04 PM
Replies: 34
Views: 2,890
Posted By kcdogger
Our experience was much different than most...

Our experience was much different than most responses apparently. We placed a late model Diesel Pusher with them and had a terrible experience. Got a few extreme lowball offers and finally decided...
Forum: RV'ing with Pets 10-17-2020, 09:41 AM
Replies: 11
Views: 892
Posted By kcdogger
Don't worry, we are a not for profit community...

Don't worry, we are a not for profit community organization that would be interested in a free roaming cat. Sincerely, The Fox, Coyote, Wolf, Lynx, Badger,Bear, Cougar, Eagle and Falcon Society of...
Forum: iRV2.com General Discussion 10-13-2020, 07:06 PM
Replies: 83
Views: 13,301
Posted By kcdogger
If the brake is defective, the shop may be...

If the brake is defective, the shop may be legally obligated to not allow it be be driven until repairs have been completed for safety reasons. I suppose you could have it towed to another shop, but...
Forum: Workkamping & Volunteering 10-13-2020, 10:52 AM
Replies: 20
Views: 4,252
Posted By kcdogger
Usually park's either offer a site for a certain...

Usually park's either offer a site for a certain amount of hours or charge a much lower than rate than the public rate for the site and pay full hours. Yes, you can always find a job at or slightly...
Forum: RV'ing with Pets 10-12-2020, 07:17 PM
Replies: 38
Views: 3,814
Posted By kcdogger
Guarantee you we would have caught you in your...

Guarantee you we would have caught you in your lie, and "proudly" sent you on down the road.
Forum: iRV2.com General Discussion 10-10-2020, 03:40 PM
Replies: 123
Views: 11,285
Posted By kcdogger
Are your renovations consistent with a Titan...

Are your renovations consistent with a Titan Missile silo or are you renovating space that used to be part of a silo, there is a big difference. You mentioned people are not able to access the...
Forum: iRV2.com General Discussion 10-09-2020, 03:29 PM
Replies: 123
Views: 11,285
Posted By kcdogger
That was a movie, the number of struggling and...

That was a movie, the number of struggling and abandoned attractions along the interstates are a testament that isn't always true. I don't believe the goal of the original poster was to provide a...
Forum: iRV2.com General Discussion 10-09-2020, 10:43 AM
Replies: 123
Views: 11,285
Posted By kcdogger
Although the info is coming in drips an drops, it...

Although the info is coming in drips an drops, it appears that your B&B will not allow visitations to the silo when the B&B is occupied. If that is the case, a tour business and the B&B business...
Forum: iRV2.com General Discussion 10-07-2020, 10:03 AM
Replies: 170
Views: 25,520
Posted By kcdogger
Maybe you should re-read his descriptions of his...

Maybe you should re-read his descriptions of his neighbors. He says they won't take the info well. He uses terms to describe their financial situation that imply jealousy. He uses derogatory...
Forum: iRV2.com General Discussion 10-07-2020, 09:46 AM
Replies: 123
Views: 11,285
Posted By kcdogger
Is my interpretation correct in that you cannot...

Is my interpretation correct in that you cannot conduct tours except when the B&B is vacant because any tour would go thru the living and sleeping areas? If that is the case, do you only accept 1...
Forum: iRV2.com General Discussion 10-06-2020, 01:40 PM
Replies: 6
Views: 358
Posted By kcdogger
Huge living differences between a toy hauler and...

Huge living differences between a toy hauler and a truck camper. A truck camper gets really small, really quick for two people. Remember, not every day is sunny and 72 degrees. Your options are...
Forum: iRV2.com General Discussion 10-06-2020, 11:13 AM
Replies: 123
Views: 11,285
Posted By kcdogger
Just because you don't call it an RV park doesn't...

Just because you don't call it an RV park doesn't change the fact it would be. You can call a bear a dog but you still wouldn't want to play fetch with it.
Forum: iRV2.com General Discussion 10-06-2020, 11:09 AM
Replies: 170
Views: 25,520
Posted By kcdogger
Normally, I would just tell my neighbors I saw...

Normally, I would just tell my neighbors I saw their new coach, noticed the tires have some cracking and suggest that they might want to have them checked. But I get the feeling in your case part of...
Forum: iRV2.com General Discussion 10-05-2020, 05:24 PM
Replies: 23
Views: 1,297
Posted By kcdogger
Airstream owners are a different breed. The...

Airstream owners are a different breed. The things most people find annoying to downright weird are the things that delight them. Owning a park meant we have seen many. Everyone went on high alert...
Forum: Vintage RV's 10-05-2020, 10:24 AM
Replies: 2
Views: 295
Posted By kcdogger
You will likely need a professional exterminator...

You will likely need a professional exterminator depending upon how extensive the spread. If it is confined, you drill holes into the wood every few inches and use a commercial insecticide. Unless...
Forum: iRV2.com General Discussion 10-05-2020, 10:12 AM
Replies: 123
Views: 11,285
Posted By kcdogger
That might raise an issue with your entire...

That might raise an issue with your entire enterprise, is it ADA compliant? If not, what will the government deem as required to be made compliant versus what cannot easily be made compliant? This...
Forum: iRV2.com General Discussion 10-05-2020, 10:07 AM
Replies: 123
Views: 11,285
Posted By kcdogger
Better check with the state and local authorities...

Better check with the state and local authorities as to what is required to open a park. Many states have requirements that go well beyond a place to park. You may be required to provide waste...
Forum: iRV2.com General Discussion 10-04-2020, 10:18 AM
Replies: 37
Views: 5,928
Posted By kcdogger
Just be aware that "lifetime" will likely be the...

Just be aware that "lifetime" will likely be the lifetime of the company, not until you are planted six feet under. Not that the money being discussed is life changing, but you are betting on...
Forum: Just Conversation 10-04-2020, 10:08 AM
Replies: 70
Views: 8,322
Posted By kcdogger
I am sure there was a bunch of back stories that...

I am sure there was a bunch of back stories that lead up to both the eviction of the guests and the no deliveries policy. Having owned parks, I can tell you we had a few policies that might seem...
Forum: iRV2.com General Discussion 10-01-2020, 03:39 PM
Replies: 57
Views: 8,382
Posted By kcdogger
As the park get full, it makes a big difference. ...

As the park get full, it makes a big difference. Say you have site 25 reserved for Monday thru Thursday and it is open from Friday thru Sunday. Site 24 is reserved for Friday thru Sunday and is...
Forum: COVID-19 RVing Discussions 09-25-2020, 09:55 AM
Replies: 9
Views: 886
Posted By kcdogger
The issue for me is that "it is a small...

The issue for me is that "it is a small sacrifice" can be applied to virtually everything. We could save lives and prevent injuries if we just lowered the speed limit to 30 MPH. To many people that...
Forum: Sprinter Chassis Forum 09-22-2020, 03:34 PM
Replies: 39
Views: 6,440
Posted By kcdogger
Why would you push getting your vehicle serviced...

Why would you push getting your vehicle serviced at a place that doesn't want to provide that service? It isn't like you are looking to get warranty work or that the service required is necessary to...
Forum: iRV2.com General Discussion 09-19-2020, 07:28 PM
Replies: 18
Views: 1,275
Posted By kcdogger
On these forums, you can count on a couple of...

On these forums, you can count on a couple of things. One, no matter what price you paid for an RV, someone got a much better deal. Two, no matter how low your interest rate on a loan is, someone...
Forum: iRV2.com General Discussion 09-17-2020, 05:22 PM
Replies: 52
Views: 6,451
Posted By kcdogger
That is actually one of the biggest attractions...

That is actually one of the biggest attractions of owning a park, you are only have to bust it for 7 months or so. Make enough money during the season, you don't need revenue the rest of the year. ...
Forum: iRV2.com General Discussion 09-16-2020, 09:02 AM
Replies: 15
Views: 1,521
Posted By kcdogger
Obviously it is you right and choice to ask for...

Obviously it is you right and choice to ask for anything you want. But to me, that is just screaming "If I am not happy, I am going to sue you into oblivion". If I was the dealer, I would politely...
Forum: iRV2.com General Discussion 09-16-2020, 08:52 AM
Replies: 98
Views: 12,279
Posted By kcdogger
I understand that the US uses those codes as...

I understand that the US uses those codes as minimum construction standards, and I am sure you realize that those codes have nothing at all to do with land use. And you also know that in many...
Forum: iRV2.com General Discussion 09-16-2020, 07:42 AM
Replies: 98
Views: 12,279
Posted By kcdogger
Until the US cedes all governmental authority to...

Until the US cedes all governmental authority to the UN, I am going to ignore "international" building and residential codes and rely on good old state, county and city planning and zoning codes when...
Forum: iRV2.com General Discussion 09-15-2020, 08:40 PM
Replies: 15
Views: 1,521
Posted By kcdogger
Before I asked to change a standard vehicle...

Before I asked to change a standard vehicle purchase contract I would be very sure I was OK with losing the deal. I have had customers at my RV park want to strike out portions of the liability...
Forum: iRV2.com General Discussion 09-14-2020, 04:09 PM
Replies: 12
Views: 521
Posted By kcdogger
As a practical matter, changing your driver's...

As a practical matter, changing your driver's license to the state you wish to claim as a residence will likely suffice unless you are a high income earner, which makes you a high tax payer, which...
Forum: iRV2.com General Discussion 09-14-2020, 11:44 AM
Replies: 15
Views: 653
Posted By kcdogger
I was responding to a post that seemed to...

I was responding to a post that seemed to indicate there would be tax owed in Texas, which was incorrect information. No matter how much capital gains you have, irrespective of the source, Texas...
Forum: iRV2.com General Discussion 09-14-2020, 09:23 AM
Replies: 15
Views: 653
Posted By kcdogger
When did Texas start taxing capital gains? Texas...

When did Texas start taxing capital gains? Texas has no personal income tax, and that is what capital gains from the sale of a personal residence would be, personal income.
Forum: iRV2.com General Discussion 09-13-2020, 06:21 PM
Replies: 18
Views: 1,275
Posted By kcdogger
I believe their concern is taking a large...

I believe their concern is taking a large withdrawal from tax benefited account will push them into a higher tax bracket than a steady, smaller withdrawal will. That is very much a concern if they...
Forum: iRV2.com General Discussion 09-13-2020, 06:13 PM
Replies: 101
Views: 7,759
Posted By kcdogger
You forgot a big one, property tax. The tax...

You forgot a big one, property tax. The tax assessor won't care you are running a money losing enterprise, they will tax it like it was Apple occupying the space.
Forum: iRV2.com General Discussion 09-13-2020, 06:09 PM
Replies: 98
Views: 12,279
Posted By kcdogger
If the RV was 25 feet or longer, it would be over...

If the RV was 25 feet or longer, it would be over 200 Sq. Ft. Plus there are many codes that do not allow living, or otherwise occupying, an RV that is stored on the property and thus are treating...
Forum: Toads and Motorhome Related Towing 09-13-2020, 06:00 PM
Replies: 66
Views: 4,503
Posted By kcdogger
Will Tesla also pay for the installation, pay the...

Will Tesla also pay for the installation, pay the power company for the new service, pay for the driveway and space necessary for the charging station? I can speak from experience that the power...
Forum: Toads and Motorhome Related Towing 09-13-2020, 05:47 PM
Replies: 66
Views: 4,503
Posted By kcdogger
Actually, there is a difference. Campground...

Actually, there is a difference. Campground electrical systems are designed based on NEC (national electrical code) load factors. Just like your home breaker box has breakers that total up to much...
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