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Search: Posts Made By: saydiver
Forum: Class B Motorhome Discussions 05-10-2020, 12:58 PM
Replies: 8
Views: 1,072
Posted By saydiver
Yes, our Class B has a Nova Kool 9000. Nova...

Yes, our Class B has a Nova Kool 9000.

Nova Kool, refrigerators, freezers, Marine, RV, Truck (https://www.novakool.com/products/two_doors/rfu6200_6800_8000_9000.htm)
Forum: Class B Motorhome Discussions 11-17-2018, 08:54 PM
Replies: 13
Views: 3,533
Posted By saydiver
Advanced RV Here's a link to a used 4x4: ...

Advanced RV

Here's a link to a used 4x4:

https://advanced-rv.com/portfolio-item/rocky-4x4-ecoranger-class-b-rv-for-sale/
Forum: Full-Timers 10-28-2017, 03:41 PM
Replies: 32
Views: 4,487
Posted By saydiver
I briefly looked on SD's Dept of Insurance...

I briefly looked on SD's Dept of Insurance website, but didn't find anything and then did a search and found the following:

SD DOI - SERFF Premium Rate Review Public Portal...
Forum: Full-Timers 10-28-2017, 11:23 AM
Replies: 32
Views: 4,487
Posted By saydiver
Florida has some of the highest Medicare...

Florida has some of the highest Medicare supplemental rates in the country. Click on the link to find out what Medicare Supplemental plans are available by county and their rates.
...
Forum: Full-Timers 10-28-2017, 10:36 AM
Replies: 32
Views: 4,487
Posted By saydiver
I'm assuming you have a Blue Select plan since...

I'm assuming you have a Blue Select plan since you mentioned Quest Diagnostics for lab work? Are they the Pathology/Labs Exclusive Provider again for 2018?

Prescription Drug coverage is also...
Forum: Full-Timers 10-26-2017, 10:35 AM
Replies: 32
Views: 4,487
Posted By saydiver
The further south you go in FL, the higher the...

The further south you go in FL, the higher the rates. DH's rate increase is 20% and FL Blue is our only option in our county.
Forum: Class B Motorhome Discussions 10-24-2017, 02:51 PM
Replies: 29
Views: 20,455
Posted By saydiver
If you want the latest in technology and a four...

If you want the latest in technology and a four season 24' van, look at Advanced RV. They will build the van of your dreams. Of course it will run you a lot more than $150K.
...
Forum: Full-Timers 10-24-2017, 01:44 PM
Replies: 32
Views: 4,487
Posted By saydiver
If you're talking about FL Blue's PPO/EPO plans,...

If you're talking about FL Blue's PPO/EPO plans, they are both an EPO and a PPO and yes both are considered networks. FL Blue's(BCBS) BlueSelect and BlueOptions plans are considered an EPO instate...
Forum: Full-Timers 11-08-2016, 10:52 AM
Replies: 140
Views: 17,923
Posted By saydiver
Being a college dependent or owning property in...

Being a college dependent or owning property in an area and spending the majority of your time there is of course legal and is not the same as a married couple who spends all their time together,...
Forum: Full-Timers 11-07-2016, 08:54 PM
Replies: 140
Views: 17,923
Posted By saydiver
Very well said and my thoughts exactly! (Mod...

Very well said and my thoughts exactly!

(Mod Edit)

Sue
Forum: Full-Timers 11-07-2016, 03:58 PM
Replies: 140
Views: 17,923
Posted By saydiver
If two people are living together, but have two...

If two people are living together, but have two separate domiciles, then the question becomes which one is the 'true' domicile.
...
Forum: Full-Timers 11-07-2016, 11:01 AM
Replies: 140
Views: 17,923
Posted By saydiver
The Escapees Livingston, TX address had been...

The Escapees Livingston, TX address had been through the court system and is considered a legal physical address, which is why so may of us used that address.

(Mod Edit)

Sue
Forum: Full-Timers 11-07-2016, 08:44 AM
Replies: 140
Views: 17,923
Posted By saydiver
After doing some research, Iím guessing you...

After doing some research, Iím guessing you probably had a Blue Select plan. If it was a Blue Options plan, then I would certainly talk to my FL agent or file an appeal, if the time limit was not up....
Forum: Full-Timers 11-05-2016, 02:47 PM
Replies: 140
Views: 17,923
Posted By saydiver
Yes, you do have to do some research before...

Yes, you do have to do some research before choosing an out of state dr. or any dr for that matter.

Without knowing any details about your plan or case, I'm guessing your policy may have required...
Forum: Full-Timers 11-05-2016, 09:46 AM
Replies: 140
Views: 17,923
Posted By saydiver
:rofl::rofl::rofl::rofl: He must have become...

:rofl::rofl::rofl::rofl:
He must have become "very familiar with all things ACA" overnight, since I had already pointed out he was wrong about FL when he said FL didn't have any nationwide plans....
Forum: Full-Timers 11-04-2016, 06:49 PM
Replies: 140
Views: 17,923
Posted By saydiver
For 2017: FL Blue's Blue Options Bronze...

For 2017:

FL Blue's Blue Options Bronze (HSA) Plan 1705 does have a $6350 deductible/max OOP in-network.
...
Forum: Full-Timers 11-03-2016, 03:26 PM
Replies: 140
Views: 17,923
Posted By saydiver
Go back and read Kyle's guide again. This is...

Go back and read Kyle's guide again. This is what he said about Florida, which I also posted about in an earlier thread when I received my 2017 policy update from FL Blue.

"Florida Blue* remains...
Forum: Full-Timers 11-03-2016, 03:10 PM
Replies: 140
Views: 17,923
Posted By saydiver
Apparently you're not very familiar with Florida...

Apparently you're not very familiar with Florida Blue(Florida Blue Cross Blue Shield). I know for a fact Florida Blue's Blue Option Plans are not HMOs, are available for 2017 and offer a nationwide...
Forum: Full-Timers 10-08-2016, 02:59 PM
Replies: 140
Views: 17,923
Posted By saydiver
Yes, unlike a lot of retirees, I can well afford...

Yes, unlike a lot of retirees, I can well afford my health insurance premiums. If I came across sounding like I wanted someone to feel sorry for me, that was certainly not my intent. I was just...
Forum: Full-Timers 10-08-2016, 11:01 AM
Replies: 140
Views: 17,923
Posted By saydiver
I wish my premium was only $400. For the lowest...

I wish my premium was only $400. For the lowest cost FL BCBS ACA Bronze PPO/EPO plan offered, I'm currently paying $871 and my premium will be $965 in Jan. That's an outlay of $18,730 before they...
Forum: Full-Timers 10-05-2016, 11:21 PM
Replies: 140
Views: 17,923
Posted By saydiver
I do know FL BCBS still has their PPO/EPO plans...

I do know FL BCBS still has their PPO/EPO plans for 2017. :dance: Received the info in the mail this week and also logged on today to see what's available for 2017. Here's the link to the Summary of...
Forum: Full-Timers 07-22-2016, 10:59 AM
Replies: 45
Views: 5,088
Posted By saydiver
We do carry a couple of plastic drinking glasses...

We do carry a couple of plastic drinking glasses for when we're on the go or traveling, but our primary drinking glasses are Williams and Sonoma Picardie glass tumblers in various sizes. The glasses...
Forum: Newmar Owner's Forum 05-15-2016, 09:57 AM
Replies: 39
Views: 10,797
Posted By saydiver
MCD contact info at the following link: ...

MCD contact info at the following link:

Contact Us (https://mcdinnovations.com/index.php/contact)
Forum: Newmar Owner's Forum 04-07-2016, 08:50 AM
Replies: 249
Views: 45,455
Posted By saydiver
The Silverleaf dash!! As another King Aire...

The Silverleaf dash!!

As another King Aire owner I too am higher disappointed about them downgrading the chassis on the KGDB.

Sue
Forum: Newmar Owner's Forum 01-25-2016, 12:10 PM
Replies: 26
Views: 2,793
Posted By saydiver
Our MCD wheel covers do not have snaps. There is...

Our MCD wheel covers do not have snaps. There is a track inside the wheel well that they slide into. Being custom made to fit each wheel well is an expensive manufacturing process and likely the...
Forum: Full-Timers 12-01-2015, 03:52 PM
Replies: 12
Views: 1,715
Posted By saydiver
No, I didn't miss the point of your blog and I...

No, I didn't miss the point of your blog and I agree with what you said.

I'm not defending my FL health insurance choice. My decision to move to Florida was not based on the cost of health...
Forum: Full-Timers 12-01-2015, 10:37 AM
Replies: 12
Views: 1,715
Posted By saydiver
PS. For everyone trying to make a decision about...

PS. For everyone trying to make a decision about health insurance, please don't take my word for it. It's best if you talk to a licensed agent, like Kyle who understands health insurance for the...
Forum: Full-Timers 11-30-2015, 11:15 PM
Replies: 12
Views: 1,715
Posted By saydiver
The above document say the following: ...

The above document say the following:

FLORIDA
ó None of the 67 Florida counties offer PPO ACA plans.


While this statement is technically true, it's also very misleading without a further...
Forum: Full-Timers 11-23-2015, 09:45 AM
Replies: 41
Views: 4,476
Posted By saydiver
Oops, the vacuum machine, which came with the...

Oops, the vacuum machine, which came with the Sous Vide machine, should have been on the list. Thanks for the reminder. We're also waiting to receive a Wifi Nomiku(kickstarter program), which is why...
Forum: Full-Timers 11-22-2015, 09:46 AM
Replies: 41
Views: 4,476
Posted By saydiver
One of the main reasons we ordered a Newmar is...

One of the main reasons we ordered a Newmar is they allowed customization of our coach to meet our needs. We rarely eat out, so we designed the living area to store lots of kitchen gadgets and they...
Forum: Full-Timers 10-29-2015, 10:51 PM
Replies: 68
Views: 9,368
Posted By saydiver
Then either you don't have a PPO with nationwide...

Then either you don't have a PPO with nationwide coverage or you're going to an out of network dr.

Sue
Forum: Full-Timers 08-08-2015, 03:08 PM
Replies: 68
Views: 9,368
Posted By saydiver
What zip codes in Florida use WellMark? I...

What zip codes in Florida use WellMark? I checked a few areas both north and south and only found Florida BCBS(Florida Blue). Their Blue Options policy is both an EPO and a PPO. EPO in state and...
Forum: Full-Timers 08-06-2015, 12:24 PM
Replies: 68
Views: 9,368
Posted By saydiver
[QUOTE=Taterpeeler;2683578]BCBS is coming out...

[QUOTE=Taterpeeler;2683578]BCBS is coming out with an open access plan that may work for full timers, if CMS approves it./QUOTE]

CMS is Medicare and they do not approve pre-Medicare plans, which...
Forum: Full-Timers 08-05-2015, 09:26 AM
Replies: 68
Views: 9,368
Posted By saydiver
Drs were dropping out of the Medicare program...

Drs were dropping out of the Medicare program because of cuts to it long before Obamacare was even thought about. Medicare is highly subsidized. In 2014 Medicare spending, which was the deficit...
Forum: Full-Timers 08-04-2015, 09:43 PM
Replies: 68
Views: 9,368
Posted By saydiver
Can't really blame an insurance company for...

Can't really blame an insurance company for dropping the individual PPO plans if they're losing 400 million a year. I'm sure after analyzing the claims, it was evident to them that a large...
Forum: Full-Timers 06-30-2015, 12:47 AM
Replies: 18
Views: 2,653
Posted By saydiver
Sorry to hear about your wife Mr D. Just be glad...

Sorry to hear about your wife Mr D. Just be glad you have insurance, especially since cancer treatments are very expensive.
Forum: Full-Timers 06-30-2015, 12:35 AM
Replies: 18
Views: 2,653
Posted By saydiver
Health insurance rates have been going up for...

Health insurance rates have been going up for years. You just didn't notice because your employer was picking up most of the tab. Rates will continue to go up until Americans get healthy.

I'm...
Forum: Newmar Owner's Forum 06-14-2015, 10:55 AM
Replies: 18
Views: 2,758
Posted By saydiver
Have you tried rebooting your E-Plex system? ...

Have you tried rebooting your E-Plex system?

First thing to try is to reset the whole system by turning off all 12V for a couple minutes, which will reboot the E-Plex.

If that doesn't help,...
Forum: Newmar Owner's Forum 05-08-2015, 03:47 PM
Replies: 2,304
Views: 292,242
Posted By saydiver
The two biggies I saw were: 1. DEF Tank fill...

The two biggies I saw were:

1. DEF Tank fill relocated to drivers side for easy fill-up.

2. Tile Floor added to flush level slide-out floors thanks to the new HWH Slide Mechanism.

Sue
Forum: Newmar Owner's Forum 04-29-2015, 08:05 PM
Replies: 583
Views: 106,041
Posted By saydiver
We have a 2008 King Aire and have had two leaks...

We have a 2008 King Aire and have had two leaks caused by incorrect installations.

The first leak was the shower head pipe being too short, which caused a small drip. The employee who installed...
Forum: Full-Timers 04-15-2015, 11:30 PM
Replies: 69
Views: 10,978
Posted By saydiver
Love our washer and dryer and wouldn't be without...

Love our washer and dryer and wouldn't be without either of them, no matter the cost. No, I don't tend to them for hours. I put a load in and go do other things. Both are Maytag 24" apt size units....
Forum: Full-Timers 04-05-2015, 11:56 AM
Replies: 34
Views: 3,762
Posted By saydiver
OPM is who you would call, not BCBS. OPM...

OPM is who you would call, not BCBS. OPM determines the rules for FEBH, not the BCBS companies. As a retired federal worker with FEHB, you can move where ever you like.

Sue
Forum: Newmar Owner's Forum 03-18-2015, 07:29 PM
Replies: 23
Views: 4,479
Posted By saydiver
How old is your iMac? Newer models you have to...

How old is your iMac? Newer models you have to choose between a normal mount or a VESA mount, but older models could use both.

Our two 27" iMacs are on VESA mounts attached to the wall behind...
Forum: Newmar Owner's Forum 02-20-2015, 04:42 PM
Replies: 2,304
Views: 292,242
Posted By saydiver
Congrats Peter!! Sue

Congrats Peter!!

Sue
Forum: Full-Timers 01-22-2015, 11:09 AM
Replies: 27
Views: 3,688
Posted By saydiver
When we travel we just leave our RV at whatever...

When we travel we just leave our RV at whatever RV park we are staying for an extended time or we leave it at the RV factory while we have scheduled maintenance/upgrades done.

campgroundreviews.com...
Forum: Full-Timers 12-29-2014, 08:14 PM
Replies: 177
Views: 15,237
Posted By saydiver
It's rverhealthinsurance...

It's rverhealthinsurance (https://rverhealthinsurance.com)
Forum: Newmar Owner's Forum 12-17-2014, 03:40 PM
Replies: 72
Views: 6,654
Posted By saydiver
We love our Ozeri Green Earth non-stick ceramic...

We love our Ozeri Green Earth non-stick ceramic cookware. We've been using it now for 4.5 years and it still looks like it's new inside.

Sue
Forum: Full-Timers 12-08-2014, 11:23 PM
Replies: 177
Views: 15,237
Posted By saydiver
A little more info: Since Medicare’s...

A little more info:

Since Medicare’s inception in 1966, private health care insurers known as Part A Fiscal Intermediaries (FI) and Part B carriers have processed medical claims for Medicare...
Forum: Full-Timers 12-08-2014, 10:03 PM
Replies: 177
Views: 15,237
Posted By saydiver
I agree with you that both programs are...

I agree with you that both programs are inefficient.

Private insurance companies have always processed the claims for the Medicare program, even the part you're calling original Medicare. I...
Forum: Full-Timers 12-07-2014, 02:26 PM
Replies: 177
Views: 15,237
Posted By saydiver
We have the TX PPO HSA plan so I know it works...

We have the TX PPO HSA plan so I know it works that way and I believe the FL plans do too, but will verify for sure when I talk to a FL agent in the next few months, before we become FL residents.
...
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